Real estate appraisal services for homeowners in the city of Lafayette and Tippecanoe County

Here are the top seven reasons IN homeowners use Appraisal First LLC:

  1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge Tippecanoe county's assessment of your property
  3. Remove PMI to reduce your mortgage payments
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a IN divorce, when real estate property needs to be divided
  7. Settle an estate in IN by determining the true market value of property in question

Do you own a house in or near Lafayette? Do you need help deciding the price of your real estate?
Contact Appraisal First LLC.

At Appraisal First LLC, we understand the unique needs of a customer after appraisal services. Our typical business clients are used to the appraisal process and the usual documents we provide. As our client, you will receive extra guidance and explanations through the appraisal process to understand what we do and how we document our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value opinion than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to your lender to have the PMI canceled from your loan. We're qualified in helping people just like you do away with unneeded and unwanted PMI insurance.

Challenging Tippecanoe county's assessment of your property

Lets say your home is not appreciating as much as other houses nearby -- your local tax assessor may have your home overvalued. That means you are probably paying more taxes than you should. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Appraisal First LLC is your #1 weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your home is in a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be annoying from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Appraisal First LLC can provide you with efficient appraisal that will help you reinstate your home equity line of credit.

We Offer Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you would like to have a seasoned appraiser double-check it for verity or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? Appraisal First LLC offers field reviews where we go out and check the subject and comps in question. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Appraisal First LLC can help you with that. Even though this is usually requested by banks, you may want to employ this service if you suspect mortgage fraud related to your property.